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Mediplan Privacy Security Policies

Privacy/Security Policies

 

The protection and security of our subscribers’ personal information is one of our major objectives. Staff of Mediplan saddled with the responsibilities of working with enrollee information is to strictly adhere to this policy.

 

Mediplan Privacy Notice

 

This notice describes how medical information about you may be used and disclosed and how you can get access to this information.

 

IMPORTANT INFORMATION ABOUT YOUR PRIVACY RIGHTS

 

THIS NOTICE DESCRIBES HOW MEDIPLAN HEALTHCARE LIMITED MAY USE AND DISCLOSE MEDICAL INFORMATION ABOUT YOU AND HOW YOU CAN GET ACCESS TO THIS INFORMATION. PLEASE READ IT CAREFULLY.

 

We at Mediplan Healthcare Limited respect the confidentiality of your health information. We are required by federal and state laws to maintain the privacy of your health information and to send you this notice. This notice explains how we use information about you and when we can share that information with others. It also informs you about your rights with respect to your health information and how you can exercise these rights.

 

We use security safeguards and techniques designed to protect your health information that we collect, use or disclose orally, in writing and electronically. We train our employees about our privacy policies and practices, and we limit access to your information to only those employees who need it in order to perform their daily duty/responsibilities. We do not share or sell information about our customers or former customers.

 

How We at Mediplan Use or share Information

 

♣ We may use or share information about you for purposes of payment, treatment and health care operations with our providers

 

For example:

  • Payment: We may use your information to process and pay claims submitted to us by you or your doctors, hospitals and other health care providers in connection with medical services provided to you.

 

  • Treatment: We may share your information with your doctors, hospitals, or other providers to help them provide medical care to you. For example, if you are in the hospital, we may give the hospital access to any medical records sent to us by your chosen healthcare provider on our list.

 

  • Your Employer: We may use or share your information with your employer or other health-plan sponsor through which you receive your health benefits. We will not share individually identifiable health information with your benefits plan unless they promise to keep it protected and use it only for purposes relating to the administration of your health benefits.

 

Confidential Communications for Your Information:

 

  • You have the right to ask to receive confidential communications of information if you believe that you would be endangered if we send your information to your current mailing address (for example, in situations involving domestic disputes or violence). If you are a minor and have received health care services based on your own consent or in certain other circumstances, you also may have the right to request to receive confidential communications in certain circumstances, if permitted by state law. You can ask us to send the information to an alternative address or by alternative means, such as by email. We may require that your request be in writing and you specify the alternative means or location, as well as the reason for your request. We will accommodate reasonable requests. Please be aware that the explanation of benefits statement(s) that the Plan issues to the contract holder or certificate holder may contain sufficient information to reveal that you obtained health care for which the Plan paid, even though you have asked that we communicate with you about your health care in confidence.

 

Your rights

 

The following are your rights with respect to the privacy of your health information. If you would like to exercise any of the following rights, please contact us by calling the telephone number shown on the back of your ID card.

 

–          You have the right to ask us to restrict how we use or disclose your information for treatment, payment or health care operations.

 

–          You also have the right to ask us to restrict information that we have been asked to give to family members or to others who are involved in your health care or payment for you and the originator remain available or for certain other reasons. If we deny your request, you may file a written statement of disagreement.

 

 

Exercising your rights, Complaints and Questions

 

  • You have the right to receive a paper copy of this notice upon request at any time. You can also view

a copy of this notice on the Web site. We must abide by the terms of this notice.

 

  • If you have any questions or would like further information about this notice or about how we use

or share information, you may write to the Executive Director Medical Operations and quality assurance or call Customer Service.

 

  • If you believe that we may have violated your privacy rights, you may file a complaint.

 

Personal Information after You Are No Longer Enrolled

 

Even after you are no longer enrolled in any plan, we may maintain your personal information as required by law or as necessary to carry out plan administration activities on your behalf. Our policies and procedures that safeguard that information against inappropriate use and disclosure still apply if you are no longer enrolled in the Plan.

 

Changes to this Notice

 

We are required to abide by the terms of this Notice of Privacy Practices as currently in effect. We reserve the right to change the terms of the notice and to make the new notice effective for all the protected health information that we maintain. Prior to implementing any material changes to our privacy practices, we will promptly revise and distribute our notice to our customers. In addition, for the convenience of our members, the revised privacy notice will also be posted on our Web site: www.mediplanhealthcare.com

 

Data Security Policy

We strive to afford our customers with easy means of viewing claims data over the Internet; access is provided to a member’s own claims information only, at their request. Members are required to logon with username/password in order to access their claim data over SSL (or secure) connection. The Web sites physical and application architecture and/or operation is compliant to internet security requirements, including Intrusion Detection system (or IDS) monitoring network traffic to the Web site.

Session cookies are configured to ensure that no personally identifiable information is collected from your computer. The session cookie is obsolete as soon as your session is over. When you use our Member Online Services or Provider Online Services to view your health care transactions, the data that you view is encrypted using SSL (Secure Socket Layer) technology. If you configure your browser so that it does not accept session cookies, you will not be able to access our Member Online Services or Provider Online Services.

In order to ensure the safety of the information that you can view on www.mediplanhealthcare.com, we have implemented Cyber trust i.e a Cyber roam technology. Meeting the highest Internet security standards, Cyber trust’s rigorous security assurance program, provides ongoing, multi-disciplined protection against the most common Internet security problems, including hacking, malicious code, physical security threats, privacy risks, downtime and human factor risks.

Mediplan Healthcare Ltd Website Privacy Policy

Your privacy is important to us and Mediplan maintains high standards for protecting your privacy on our website. By using this website or signing up for the services provided through this website, you are agreeing to this Privacy Policy and the terms outlined here. This is what you can expect when you visit mediplanhealthcare.com:

 

  • We will not share, sell or rent any personally identifiable information you provide without your prior consent.

 

  • We will not send you any unsolicited email (“spam”).

 

  • No personally identifiable information collected at this site will ever be used to affect your health insurance coverage provided or premiums paid to us.

 

The Information We Collect

 

A file stored in your computer’s browser, called a “cookie,” allows our web server to read your customized preferences. When you visit our site, we may place a cookie on your computer that will allow us to enhance your experience at mediplanhealthcare.com, and to make improvements to our site. Our cookies will never be used to track your activity on any third party websites that you link to from mediplanhealthcare.com or to send “spam.” The cookie does not provide us with any personally identifiable information about you, and is deleted when your Internet session ends.

 

If you wish to opt-out of this information collection, you may turn off the option for your web browser to accept cookies.

 

Use of the Information This Site Gathers and Tracks

 

We will not use any personally identifiable information you give us except to provide the product, service or information that you request or for which you register. We will not sell, rent, license or otherwise share your personally identifiable information, including your email address, with third parties unless you specifically consent to let us do so.

 

We may use personally identifiable information, including your email address or telephone number to send you information that you have asked to receive. To opt out of receiving future electronic mailings or messages, visit mediplanhealthcare.com, sign in using your user ID and password and change your communication preferences. Each message we send will include these instructions so you may opt out at any time. We may partner with third parties to send electronic mailings and messages. However, we will not knowingly grant access to or distribute personally identifiable information to any third parties.

 

The Entity That Maintains Personally Identifiable Information

 

Unless specifically noted, all personally identifiable information presented on this site is retained by us. The information that is collected via our Health Assessment (HA) is maintained by our providers

 

Personal Identifiable Claims Information Retention

 

Member claims information is retained on the secure section of our website for 18 months after a member has terminated their coverage with us. After 18 months, that member’s claim information will no longer be accessible through our website. A record of the member’s termination date and eligibility status will be permanently available online for reference.

 

Making Changes to the Information You Provide Us

 

At any time, you can change, update or remove from our system any information you have voluntarily provided.

 

Data Security

 

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration and disclosure. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.

 

Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website.

 

Children Under 18

 

This website is not directed at children 18 years of age or younger. If you are under 18, do not use or provide any information on this website or on or through any of its features. Do not register on the website, or provide any information about yourself to us, including your name, address, telephone number, email address or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we may have any information from a child under 18 without parental consent, please contact us at the number listed on your ID card.

 

Changes to This Policy

 

Any changes to this policy will be posted on mediplanhealthcare.com. Your continued use of this website after we make changes is deemed an acceptance of those changes. You may therefore wish to review this policy from time to time in order to review any such changes.

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