Enquiry1
Choose a Plan
Explore our Diaspora Plus Plan and select the tier (Bronze, Silver, Gold, Platinum) that fits your needs.
MEDIPLAN Healthcare Limited is a Health Maintenance Organization incorporated in May 2000 in Nigeria to carry on the business of providing healthcare services to corporate organizations and members of the public, under a prepaid arrangement, utilizing a network of primary, secondary and specialist healthcare providers nationwide.
The Diaspora Health Package Plus is our premium and most comprehensive healthcare plan, thoughtfully crafted for Nigerians living abroad who seek to provide robust, reliable, and wide-ranging medical coverage for their loved ones back home. This plan goes beyond the basics, offering not only routine general medical care but also an extensive suite of specialist consultations, advanced diagnostic investigations, emergency care, and hospital admissions at some of the best healthcare facilities across Nigeria. With this plan, you can be confident that your family members will receive high-quality, timely, and professional medical attention whenever the need arises, ensuring peace of mind for both you and your loved ones.
Elderly parents, guardians, or relatives with ongoing health needs
Families seeking broader medical coverage beyond basics
Diaspora sponsors who want complete peace of mind
Anyone requiring access to both general and specialist care
Have a question or need a custom quote for your team? Fill out the form below and our Corporate Support Team will get back to you within 24 hours.
Explore our Diaspora Plus Plan and select the tier (Bronze, Silver, Gold, Platinum) that fits your needs.
Click the Get Started button on your selected plan. You’ll be taken to the registration form pre-filled with the plan and price.
Provide subscriber and beneficiary details, confirm the plan, agree to terms, then proceed to payment or submit for internal processing (depending on plan).
Make secure payment (Using Debit/Credit Card or Bank Transfer). Once processed we’ll confirm activation and issue the digital HMO ID to be used on the Mediplan app.
Premium Health Coverage with Extended Access to Specialist Care and Hospital Services
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| OUTPATIENT TREATMENT | ||||
| General Consultation (Treatment of basic medical conditions) | Covered | Covered | Covered | Covered |
| Specialist Consultation | Covered | Covered | Covered | Covered |
| General surgeon | Covered | Covered | Covered | Covered |
| Gynaecologist | Covered | Covered | Covered | Covered |
| Family physician | Covered | Covered | Covered | Covered |
| Gastroenterologist | Covered | Covered | Covered | Covered |
| ENT | Covered | Covered | Covered | Covered |
| Cardiologist | Covered | Covered | Covered | Covered |
| Endocrinologist | Covered | Covered | Covered | Covered |
| Urologist | Covered | Covered | Covered | Covered |
| Dermatologist | Covered | Covered | Covered | Covered |
| Haematologist | Covered | Covered | Covered | Covered |
| Nephrologist | Covered | Covered | Covered | Covered |
| Orthopaedic surgeon | Covered | Covered | Covered | Covered |
| Neurologist | Covered | Covered | Covered | Covered |
| Neurosurgeon | Covered | Covered | Covered | Covered |
| Pulmonologist / Respiratory Physician | Covered | Covered | Covered | Covered |
| Oncologist | Covered | Covered | Covered | Covered |
| Dietician/Nutritionist | Covered | Covered | Covered | Covered |
| Psychiatrist | Covered | Covered | Covered | Covered |
| Telemedicine (online consultation and drug prescription) | Covered | Covered | Covered | Covered |
| Prescribed Essential Drug | Covered | Covered | Covered | Covered |
| *Routine Laboratory Investigations | Covered | Covered | Covered | Covered |
| Dressing of simple wounds / burns | Covered | Covered | Covered | Covered |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| ACCIDENT & EMERGENCY ALL INCLUSIVE COVERAGE | LIMIT TO ₦750,000 | LIMIT TO ₦1,000,000 | LIMIT TO ₦1,250,000 | LIMIT TO ₦3,000,000 |
| Stabilization | Covered | Covered | Covered | Covered |
| Prescribed Essential Drug and basic imaging and laboratory needed stabilization investigations (blood transfusion inclusive) | Covered | Covered | Covered | Covered |
| Ambulance Service (from hospital to hospital) | Covered | Covered | Covered | Covered |
| Ambulance service (Evacuation from Site to Hospital) | Covered | Covered | Covered | Covered |
| *Intensive care services | Covered | Covered | Covered | Covered |
| INPATIENT CONSULTATION AND TREATMENT | ||||
| General Review | Covered | Covered | Covered | Covered |
| Specialist Review | Covered | Covered | Covered | Covered |
| Subspecialist Review | Covered | Covered | Covered | Covered |
| Admission (30 days in a policy year) | Private Ward (Cat A&B) | Private Ward (Cat A&B) | Private Ward (Cat A&B) | Executive Ward (All categories) |
| Nursing care | Covered | Covered | Covered | Covered |
| Feeding while on admission | Covered | Covered | Covered | Covered |
| Prescribed Drugs | Covered | Covered | Covered | Covered |
| Counselling and seminars on health-related issues | Covered | Covered | Covered | Covered |
| DIAGNOSTICS INVESTIGATIONS | ||||
| Basic X-ray Imaging | Covered | Covered | Covered | Covered |
| Constract Studies | Covered | Covered | Covered | Covered |
| Routine Ultrasound Scans (Obstetrics, Abdominal, Pelvic, Abdomino-pelvic, Breast, Testicular/Scrotal, Thyroid) | Covered | Covered | Covered | Covered |
| ECG | Covered | Covered | Covered | Covered |
| Advanced Imaging | 3 sessions of any | 4 sessions of any | 5 sessions of any | 6 sessions of any |
| Electroencephalography (EEG) | Covered | Covered | Covered | Covered |
| Lung function test/Spirometer | Covered | Covered | Covered | Covered |
| Endoscopic interventions | Covered | Covered | Covered | Covered |
| MRI | Covered | Covered | Covered | Covered |
| CT Scan | Covered | Covered | Covered | Covered |
| Echo scan | Covered | Covered | Covered | Covered |
| Doppler USS | Covered | Covered | Covered | Covered |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| Hemoglobin (HB) | Covered | Covered | Covered | Covered |
| Packed Cell Volume (PCV) | Covered | Covered | Covered | Covered |
| White cell count (Total and Differential) | Covered | Covered | Covered | Covered |
| White Blood Cell count | Covered | Covered | Covered | Covered |
| Red Blood Cell/Reticulocyte count | Covered | Covered | Covered | Covered |
| Grouping and Cross Matching | Covered | Covered | Covered | Covered |
| Genotype (on request by clinician) | Covered | Covered | Covered | Covered |
| Blood group (on request by clinician) | Covered | Covered | Covered | Covered |
| Erythrocyte Sedimentation Rate (ESR) | Covered | Covered | Covered | Covered |
| MCHC | Covered | Covered | Covered | Covered |
| MCH | Covered | Covered | Covered | Covered |
| MCV | Covered | Covered | Covered | Covered |
| Blood Film | Covered | Covered | Covered | Covered |
| Chemistry Investigations | ||||
| Fasting Blood Sugar | Covered | Covered | Covered | Covered |
| Random Blood Sugar | Covered | Covered | Covered | Covered |
| 2 Hours Post-prandial Blood Sugar | Covered | Covered | Covered | Covered |
| Oral Glucose Tolerance Test (OGTT) | Covered | Covered | Covered | Covered |
| Glucose Challenge Test | Covered | Covered | Covered | Covered |
| Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile) | Covered | Covered | Covered | Covered |
| Liver Function Test (LFT) | Covered | Covered | Covered | Covered |
| Electrolytes, Urea and Creatinine | Covered | Covered | Covered | Covered |
| Serum Sodium | Covered | Covered | Covered | Covered |
| Serum Calcium | Covered | Covered | Covered | Covered |
| Serum Magnesium | Covered | Covered | Covered | Covered |
| Serum Potassium | Covered | Covered | Covered | Covered |
| Serum Lithium | Covered | Covered | Covered | Covered |
| Serum Chloride | Covered | Covered | Covered | Covered |
| Serum Bicarbonate | Covered | Covered | Covered | Covered |
| Serum Alkaline Phosphate | Covered | Covered | Covered | Covered |
| Serum Acid Phosphate | Covered | Covered | Covered | Covered |
| Serum Inorganic Phosphate | Covered | Covered | Covered | Covered |
| Serum Bilirubin (Total and Direct) | Covered | Covered | Covered | Covered |
| Serum Albumin | Covered | Covered | Covered | Covered |
| Serum Lactate Dehydrogenase | Covered | Covered | Covered | Covered |
| Serum Gamma Glutamyl Transferase | Covered | Covered | Covered | Covered |
| Prothrombin time (PT/INR) | Covered | Covered | Covered | Covered |
| MICROBIOLOGY AND PARASITOLOGY | Covered | Covered | Covered | Covered |
| Malaria Parasite (MP) | Covered | Covered | Covered | Covered |
| Urine M/C/S | Covered | Covered | Covered | Covered |
| Endocervical Swab (ECS) M/C/S | Covered | Covered | Covered | Covered |
| High Vaginal Swab (HVS) M/C/S | Covered | Covered | Covered | Covered |
| Urethral Swab M/C/S | Covered | Covered | Covered | Covered |
| Throat Swab M/C/S | Covered | Covered | Covered | Covered |
| Ear Swab M/C/S | Covered | Covered | Covered | Covered |
| Wound Swab M/C/S | Covered | Covered | Covered | Covered |
| Eye Swab M/C/S | Covered | Covered | Covered | Covered |
| Sputum M/C/S | Covered | Covered | Covered | Covered |
| Urethral Swab M/C/S | Covered | Covered | Covered | Covered |
| Throat Swab M/C/S | Covered | Covered | Covered | Covered |
| Ear Swab M/C/S | Covered | Covered | Covered | Covered |
| Wound Swab M/C/S | Covered | Covered | Covered | Covered |
| Eye Swab M/C/S | Covered | Covered | Covered | Covered |
| Sputum M/C/S | Covered | Covered | Covered | Covered |
| Aspirates M/C/S | Covered | Covered | Covered | Covered |
| Stool M/C/S | Covered | Covered | Covered | Covered |
| VDRL (Veneral Disease Research Laboratory) Test | Covered | Covered | Covered | Covered |
| H. Pylori | Covered | Covered | Covered | Covered |
| Trypanosomes Screening | Covered | Covered | Covered | Covered |
| Toxoplasma Screening | Covered | Covered | Covered | Covered |
| Skin Snip for Microfilaria | Covered | Covered | Covered | Covered |
| Stool Occult Blood | Covered | Covered | Covered | Covered |
| Mantoux/Heaf's Test | Covered | Covered | Covered | Covered |
| Blood Culture | Covered | Covered | Covered | Covered |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| ADVANCED LABORATORY TEST (WHERE MEDICALLY INDICATED) | Covered | Covered | Covered | Covered |
| Blood Urea Nitrogen | Covered | Covered | Covered | Covered |
| Hepatitis B Surface Antigen (Hbsag) | Covered | Covered | Covered | Covered |
| Glycated Haemoglobin (Hba1c) | Covered | Covered | Covered | Covered |
| Hepatitis C Screening | Covered | Covered | Covered | Covered |
| Blood Urea Nitrogen | Covered | Covered | Covered | Covered |
| HIV Confirmatory Test | Covered | Covered | Covered | Covered |
| G-6pd Screening | Covered | Covered | Covered | Covered |
| Thyroid Function Tests | Covered | Covered | Covered | Covered |
| Serum Uric Acid | Covered | Covered | Covered | Covered |
| Creatinine Phosphokinase | Covered | Covered | Covered | Covered |
| Coomb's Test (Direct) | Covered | Covered | Covered | Covered |
| Osmotic Fragility Test | Covered | Covered | Covered | Covered |
| Chlamydia Screening | Covered | Covered | Covered | Covered |
| Clotting Time | Covered | Covered | Covered | Covered |
| Bleeding Time | Covered | Covered | Covered | Covered |
| D-Dimer | Covered | Covered | Covered | Covered |
| Sputum Acid Fast Bacilli (AFB) Test | Covered | Covered | Covered | Covered |
| Clotting Time | Covered | Covered | Covered | Covered |
| Bleeding Time | Covered | Covered | Covered | Covered |
| D-Dimer | Covered | Covered | Covered | Covered |
| Sputum Acid Fast Bacilli (AFB) Test | Covered | Covered | Covered | Covered |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| Ophthalmology Services ALL INCLUSIVE | Up to a limit of ₦100,000 | Up to a limit of ₦150,000 | Up to a limit of ₦200,000 | Up to a limit of ₦300,000 |
| Primary care | Covered | Covered | Covered | Covered |
| Lens (excluding frame) | Covered | Covered | Covered | Covered |
| Refraction | Covered | Covered | Covered | Covered |
| Tonometry | Covered | Covered | Covered | Covered |
| Fundoscopy | Covered | Covered | Covered | Covered |
| Visual Field | Covered | Covered | Covered | Covered |
| Color Vision | Covered | Covered | Covered | Covered |
| Slit Lamp Examination | Covered | Covered | Covered | Covered |
| Optical coherence tomography (OCT) | Covered | Covered | Covered | Covered |
| Pachymetry | Covered | Covered | Covered | Covered |
| Ophthalmic surgery per annum | ₦200,000 | ₦250,000 | ₦300,000 | ₦1,000,000 |
| DENTAL SERVICES | Up to a limit of ₦100,000 | Up to a limit of ₦150,000 | Up to a limit of ₦200,000 | Up to a limit of ₦500,000 |
| Pain therapy | Covered | Covered | Covered | Covered |
| Treatment of infection | Covered | Covered | Covered | Covered |
| Simple extraction | Covered | Covered | Covered | Covered |
| Amalgam filling | Covered | Covered | Covered | Covered |
| Composite filling | Covered | Covered | Covered | Covered |
| Scaling and polishing | Semi Annual | Semi Annual | Semi Annual | Semi Annual |
| Root Canal Treatment | Covered | Covered | Covered | Covered |
| Surgical extraction | Covered | Covered | Covered | Covered |
| SURGICAL OPERATIONS | Covered | Covered | Covered | Covered |
| Surgical Operations** | Up to a limit of ₦500,000 | Up to a limit of ₦700,000 | Up to a limit of ₦1,000,000 | Based on the sinking fund balance |
| Minor (e.g., lump removal) | Covered | Covered | Covered | Covered |
| Intermediate (e.g., appendix operation) | Covered | Covered | Covered | Covered |
| Major (e.g., fibroid operation, Laparoscopic Surgery) | Covered | Covered | Covered | Covered |
| PHYSIOTHERAPY SERVICES (exclusive of physiotherapy sessions) | 20 Sessions | 25 Sessions | 30 Sessions | Unlimited |
| In use of Durable Medical Equipment (DME) | Covered | Covered | Covered | Covered |
| Out of hospital use of DME | Covered | Covered | Covered | Covered |
| Physiotherapy sessions | Covered | Covered | Covered | Covered |
| PYSCHIATRIC/MENTAL HEALTH SERVICE - Outpatient Psychiatric treatment | Covered | Covered | Covered | Covered |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| Annual Health Screening at designated centres (Principal only) | ||||
| Physical examination | Covered | Covered | Covered | Covered |
| Blood Pressure Check | Covered | Covered | Covered | Covered |
| Body Mass Index | Covered | Covered | Covered | Covered |
| Eye check (Visual equity test) | Covered | Covered | Covered | Covered |
| Urinalysis | Covered | Covered | Covered | Covered |
| Glucose check (FBS/RBS0) | Covered | Covered | Covered | Covered |
| Cholesterol check (Lipid profile) | Covered | Covered | Covered | Covered |
| Full blood count test | Covered | Covered | Covered | Covered |
| Pap smear for female >40 years | Covered | Covered | Covered | Covered |
| PSA for male >40 years | Covered | Covered | Covered | Covered |
| Mammogram | Covered | Covered | Covered | Covered |
| Chest X-ray | Covered | Covered | Covered | Covered |
| Health enlightenment forum | Covered | Covered | Covered | Covered |
| Complementary Gymnasium Services | 1 Session per week | 1 Session per week | 1 Session per week | 2 sessions per week |
| SCHEDULE OF BENEFITS | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| Dialysis – Emergency | 5 sessions | 7 sessions | 10 sessions | 50 sessions |
| HIV/AIDS* | ||||
| Definitive treatment i.e., provision of Anti-Retroviral Drugs, treatment of opportunistic infections | Covered | Covered | Covered | Covered |
| Antiviral therapy* | Not Covered | Not Covered | Not Covered | Not Covered |
| Voluntary counselling and testing* | Covered | Covered | Covered | Covered |
| DRUG SUPPLY FOR CHRONIC ILLNESSES (Diabetes Mellitus, Hypertension, Arthritis, Sickle Cell Anaemia, etc) | Up to limit of ₦240,000/year (₦20,000/month) | Up to limit of ₦300,000/year (₦25,000/month) | Up to limit of ₦360,000/year (₦30,000/month) | Unlimited |
| CANCER TREATMENT (Chemotherapy & Radiotherapy) (Waiting period of 9 months) | Up to limit of ₦500,000 | Up to limit of ₦750,000 | Up to limit of ₦1,000,000 | Unlimited |
| Mortuary service (per individual in a policy year) | Up to limit of ₦100,000 | Up to limit of ₦150,000 | Up to limit of ₦200,000 | Unlimited |
| Home and Domiciliary Services (By a registered Nurse) - On-Demand with additional cost. | Covered | Covered | Covered | Covered |
| PREMIUM OUTLAY (IN NAIRA): Overall, Naira Limit | ₦4,250,000 | ₦5,500,000 | ₦7,500,000 | Unlimited (To top up once 75% of the sinking fund is exhausted) |
*Facilitation covered at designated centres in Nigeria
**Limit per case
Easily check your enrollee details, track benefit usage, calculate BMI, and find hospitals within your network. All in one convenient app.
The Plus Plan offers broader coverage, including specialist consultations, extended diagnostics, and more hospital access.
Yes, inpatient admission and hospital stays are covered under the Plus Plan.
Yes. A digital ID card will be available via the Mediplan Mobile App, and a physical card can also be issued upon request.
You can enroll multiple dependents by selecting individual plans for each or contacting our support for bundled options.
Yes. Every subscriber is assigned a dedicated Client Service Officer who will provide support, guide you through the process, and help resolve any issues related to your enrolled family member’s healthcare in Nigeria.
