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MEDIPLAN Healthcare Limited is a Health Maintenance Organization incorporated in May 2000 in Nigeria to carry on the business of providing healthcare services to corporate organizations and members of the public, under a prepaid arrangement, utilizing a network of primary, secondary and specialist healthcare providers nationwide.

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Diaspora Health Package Basic

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Diaspora Health Package – Basic

Reliable, Affordable Healthcare for Your Loved Ones in Nigeria

The Diaspora Health Package – Basic is designed for Nigerians living abroad who want to provide essential healthcare coverage for their family members back home. It offers access to quality medical services without the high costs, ensuring your loved ones are protected under a trusted HMO network.

Ideal For:

Elderly parents or guardians who need regular checkups.
Siblings or relatives who need access to standard medical services.
Diaspora sponsors seeking dependable care for loved ones without stretching their budget.

Quick Enquiry

Have a question or need a custom quote for your team? Fill out the form below and our Corporate Support Team will get back to you within 24 hours.

    Our Diaspora Health Package Basic

    Reliable Healthcare Support for Your Family Back Home

    HEALTH PLANS – COVERAGE
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    General Consultation (Treatment of basic medical conditions) Covered Covered Covered
    Specialist Consultation Covered Covered Covered
    General surgeon Covered Covered Covered
    Gynaecologist Covered Covered Covered
    Family physician Covered Covered Covered
    Gastroenterologist Not Covered Covered Covered
    ENT Covered Covered Covered
    Cardiologist Covered Covered Covered
    Endocrinologist Covered Covered Covered
    Urologist Covered Covered Covered
    Dermatologist Not Covered Not Covered Covered
    Haematologist Not Covered Covered Covered
    Nephrologist Covered Covered Covered
    Orthopaedic surgeon Covered Covered Covered
    Neurologist Not Covered Covered Covered
    Paediatrician Covered Covered Covered
    Neurosurgeon Not Covered Not Covered Covered
    Pulmonologist/Respiratory Physician Covered Covered Covered
    Oncologist Not Covered Not Covered Covered
    Dietician/Nutritionist Covered Covered Covered
    Psychiatrist Covered Covered Covered
    Telemedicine (online consultation and drug prescription) Covered Covered Covered
    Prescribed Essential Drug Covered Covered Covered
    *Routine Laboratory Investigations Covered Covered Covered
    Dressing of simple wounds / burns Covered Covered Covered
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    ACCIDENT & EMERGENCY ALL INCLUSIVE COVERAGE SERVICES LIMIT TO ₦150,000 LIMIT TO ₦250,000 LIMIT TO ₦300,000
    Prescribed Essential Drug and basic imaging and laboratory needed stabilization investigations (blood transfusion inclusive) Covered Covered Covered
    Ambulance Service (from hospital to hospital) Covered Covered Covered
    Ambulance service (Evacuation from Site to Hospital) Covered Covered Covered
    *Intensive care services Covered Covered Covered
    INPATIENT CONSULTATION AND TREATMENT
    General Review Covered Covered Covered
    Specialist Review Covered Covered Covered
    Subspecialist Review Covered Covered Covered
    Admission (30 days in a policy year) Semi Private Ward (Cat A & B) Semi Private Ward (Cat A & B) Semi Private Ward (Cat A, B & C)
    Nursing care Covered Covered Covered
    Feeding while on admission Covered Covered Covered
    Prescribed Drugs Covered Covered Covered
    Counselling and seminars on health-related issues Covered Covered Covered
    DIAGNOSTICS INVESTIGATIONS
    Basic X-ray Imaging Covered Covered Covered
    Constract Studies Covered Covered Covered
    Routine Ultrasound Scans (Obstetrics, Abdominal, Pelvic, Abdomino-pelvic, Breast, Testicular/Scrotal, Thyroid) Covered Covered Covered
    ECG Covered Covered Covered
    Advanced Imaging 2 sessions of any 3 sessions of any 4 sessions of any
    Electroencephalography (EEG) Covered Covered Covered
    Lung function test/Spirometer Covered Covered Covered
    Endoscopic interventions Covered Covered Covered
    MRI Covered Covered Covered
    CT Scan Covered Covered Covered
    Echo scan Covered Covered Covered
    Doppler USS Covered Covered Covered
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    Hemoglobin (HB)CoveredCoveredCovered
    Packed Cell Volume (PCV)CoveredCoveredCovered
    White cell count (Total and Differential)CoveredCoveredCovered
    White Blood Cell countCoveredCoveredCovered
    Red Blood Cell/Reticulocyte countCoveredCoveredCovered
    Grouping and Cross MatchingCoveredCoveredCovered
    Genotype (on request by clinician)CoveredCoveredCovered
    Blood group (on request by clinician)CoveredCoveredCovered
    Erythrocyte Sedimentation Rate (ESR)CoveredCoveredCovered
    MCHCCoveredCoveredCovered
    MCHCoveredCoveredCovered
    MCVCoveredCoveredCovered
    Blood FilmCoveredCoveredCovered
    Fasting Blood SugarCoveredCoveredCovered
    Random Blood SugarCoveredCoveredCovered
    2 Hours Post-prandial Blood SugarCoveredCoveredCovered
    Oral Glucose Tolerance Test (OGTT)CoveredCoveredCovered
    Glucose Challenge TestCoveredCoveredCovered
    Lipid Profile (Fasting) (Cholesterol, HDL, LDL, Triglyceride Profile)CoveredCoveredCovered
    Liver Function Test (LFT)CoveredCoveredCovered
    Electrolytes, Urea and CreatinineCoveredCoveredCovered
    Serum SodiumCoveredCoveredCovered
    Serum CalciumCoveredCoveredCovered
    Serum MagnesiumCoveredCoveredCovered
    Serum PotassiumNot CoveredNot CoveredNot Covered
    Serum LithiumCoveredCoveredCovered
    Serum ChlorideCoveredCoveredCovered
    Serum BicarbonateCoveredCoveredCovered
    Serum Alkaline PhosphateCoveredCoveredCovered
    Serum Acid PhosphateCoveredCoveredCovered
    Serum Inorganic PhosphateCoveredCoveredCovered
    Serum Bilirubin (Total and Direct)CoveredCoveredCovered
    Serum AlbuminCoveredCoveredCovered
    Serum Lactate DehydrogenaseCoveredCoveredCovered
    Serum Gamma Glutamyl TransferaseCoveredCoveredCovered
    Prothrombin time (PT/INR)CoveredCoveredCovered
    MICROBIOLOGY AND PARASITOLOGY
    Malaria Parasite (MP)CoveredCoveredCovered
    Urine M/C/SCoveredCoveredCovered
    Endocervical Swab (ECS) M/C/SCoveredCoveredCovered
    High Vaginal Swab (HVS) M/C/SCoveredCoveredCovered
    Urethral Swab M/C/SCoveredCoveredCovered
    Throat Swab M/C/SCoveredCoveredCovered
    Ear Swab M/C/SCoveredCoveredCovered
    Wound Swab M/C/SCoveredCoveredCovered
    Eye Swab M/C/SCoveredCoveredCovered
    Sputum M/C/SCoveredCoveredCovered
    Urethral Swab M/C/SCoveredCoveredCovered
    Throat Swab M/C/SCoveredCoveredCovered
    Ear Swab M/C/SCoveredCoveredCovered
    Wound Swab M/C/SCoveredCoveredCovered
    Eye Swab M/C/SCoveredCoveredCovered
    Sputum M/C/SCoveredCoveredCovered
    Aspirates M/C/SCoveredCoveredCovered
    Stool M/C/SCoveredCoveredCovered
    VDRL (Veneral Disease Research Laboratory) TestCoveredCoveredCovered
    H. PyloriCoveredCoveredCovered
    Trypanosomes ScreeningCoveredCoveredCovered
    Toxoplasma ScreeningCoveredCoveredCovered
    Skin Snip for MicrofilariaCoveredCoveredCovered
    Stool Occult BloodCoveredCoveredCovered
    Mantoux/Heaf's TestCoveredCoveredCovered
    Blood CultureCoveredCoveredCovered
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    ADVANCED LABORATORY TEST (WHERE MEDICALLY INDICATED)
    Blood Urea NitrogenCoveredCoveredCovered
    Hepatitis B Surface Antigen (Hbsag)CoveredCoveredCovered
    Glycated Haemoglobin (Hba1c)CoveredCoveredCovered
    Hepatitis C ScreeningCoveredCoveredCovered
    Blood Urea NitrogenCoveredCoveredCovered
    HIV Confirmatory TestCoveredCoveredCovered
    G-6pd ScreeningCoveredCoveredCovered
    Thyroid Function TestsCoveredCoveredCovered
    Serum Uric AcidCoveredCoveredCovered
    Creatinine PhosphokinaseCoveredCoveredCovered
    Coomb's Test (Direct)CoveredCoveredCovered
    Osmotic Fragility TestCoveredCoveredCovered
    Chlamydia ScreeningCoveredCoveredCovered
    Seminal Fluid Analysis (SFA)CoveredCoveredCovered
    Clotting TimeCoveredCoveredCovered
    Bleeding TimeCoveredCoveredCovered
    D-DimerCoveredCoveredCovered
    Sputum Acid Fast Bacilli (AFB) TestCoveredCoveredCovered
    Clotting Time Covered Covered Covered
    Bleeding Time Covered Covered Covered
    D-Dimer Covered Covered Covered
    Sputum Acid Fast Bacilli (AFB) Test Covered Covered Covered
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    Ophthalmology Services ALL INCLUSIVE Up to a limit of N40,000 Up to a limit of N60,000 Up to a limit of N80,000
    Primary care Covered Covered Covered
    Lens (excluding frame) Covered Covered Covered
    Refraction Covered Covered Covered
    Tonometry Covered Covered Covered
    Fundoscopy Covered Covered Covered
    Visual Field Covered Covered Covered
    Color Vision Covered Covered Covered
    Slit Lamp Examination Covered Covered Covered
    Optical coherence tomography (OCT) Not Covered Not Covered Covered
    Pachymetry Not Covered Not Covered Covered
    Ophthalmic surgery per annum ₦50,000 ₦75,000 ₦100,000
    DENTAL SERVICES Up to a limit of N40,000 Up to a limit of N60,000 Up to a limit of N80,000
    Pain therapy Covered Covered Covered
    Treatment of infection Covered Covered Covered
    Simple extraction Covered Covered Covered
    Amalgam filling Covered Covered Covered
    Composite filling Covered Covered Covered
    Scaling and polishing Semi Annual Semi Annual Semi Annual
    Root Canal Treatment Covered Covered Covered
    Surgical extraction Covered Covered Covered
    SURGICAL OPERATIONS Covered Covered Covered
    Surgical Operations** Up to a limit of N150,000 Up to a limit of N250,000 Up to a limit of N400,000
    Minor (e.g., lump removal) Covered Covered Covered
    Intermediate (e.g., appendix operation) Covered Covered Covered
    Major (e.g., fibroid operation, Laparoscopic Surgery) Not Covered Covered Covered
    PHYSIOTHERAPY SERVICES
    (exclusive of physiotherapy sessions)
    Use of Durable Medical Equipment (DME) such as crutches, walkers, oxygen, standard manual wheelchairs Covered Covered Covered
    Out of hospital use of DME Covered Covered Covered
    Physiotherapy sessions 5 Sessions 8 Sessions 15 Sessions
    PSYCHIATRIC/MENTAL HEALTH SERVICE
    Outpatient Psychiatric treatment Covered Covered Covered
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    WELLNESS PROGRAM
    Annual Health Screening at designated centres (Principal only) Covered Covered Covered
    Physical examination Covered Covered Covered
    Blood Pressure Check Covered Covered Covered
    Body Mass Index Covered Covered Covered
    Eye check (Visual equity test) Covered Covered Covered
    Urinalysis Covered Covered Covered
    Glucose check (FBS/RBS) Covered Covered Covered
    Cholesterol check (Lipid profile) Covered Covered Covered
    Full blood count test Covered Covered Covered
    Pap smear for female >40 years Not Covered Covered Covered
    PSA for male >40 years Not Covered Covered Covered
    Mammogram Not Covered Covered Covered
    Chest X-ray Covered Covered Covered
    Health enlightenment forum Covered Covered Covered
    Complementary Gymnasium Services 1 Session per week 1 Session per week 1 Session per week
    SCHEDULE OF BENEFITS BRONZE SILVER GOLD
    Dialysis – Emergency 2 sessions 4 sessions 6 sessions
    HIV/AIDS - Definitive treatment (Anti-Retroviral Drugs, treatment of opportunistic infections) Covered Covered Covered
    HIV/AIDS - Antiviral therapy* Not Covered Not Covered Not Covered
    HIV/AIDS - Voluntary counselling and testing* Covered Covered Covered
    Drug Supply for Chronic Illnesses (Diabetes Mellitus, Hypertension, Arthritis, Sickle Cell Anaemia, etc.) Up to limit of ₦120,000/year or ₦10,000/month Up to limit of ₦180,000/year or ₦15,000/month Up to limit of ₦240,000/year or ₦20,000/month
    Cancer Treatment (chemotherapy & radiotherapy) (9 months waiting period) Up to limit of ₦150,000 Up to limit of ₦250,000 Up to limit of ₦400,000
    Mortuary service (per family per policy year, excluding casket) Up to limit of ₦50,000 Up to limit of ₦75,000 Up to limit of ₦100,000
    Home and Domiciliary Services (By a registered Nurse) (On demand with additional cost) Covered Covered Covered
    PREMIUM OUTLAY (IN NAIRA):
    Overall, Naira Limit    		 ₦1,200,000 ₦2,400,000 ₦3,600,000
    *Facilitation covered at designated centres in Nigeria
    **Limit per case
    HEALTH PLANS – PREMIUM

    PRICE PER ANNUM

    
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    PLANS BRONZE SILVER GOLD
    INDIVIDUAL $300 $600 $900

    PRICE PER QUARTER

    
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    PLANS BRONZE SILVER GOLD
    INDIVIDUAL $85 $165 $250

    PRICE PER MONTH

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    PLANS BRONZE SILVER GOLD
    INDIVIDUAL $30 $60 $90
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    Get the Mediplan Mobile App
    Healthcare Access at Your Fingertips

    Easily check your enrollee details, track benefit usage, calculate BMI, and find hospitals within your network. All in one convenient app.

    Apple Store Google Play

    You can register family members living in Nigeria, such as your parents, siblings, spouse, or dependents.

    You can make a secure payment using your debit or credit card in USD, GBP, CAD, or other foreign currencies through our online payment gateway.

    Yes. A digital ID card will be available via the Mediplan Mobile App, and a physical card can also be issued upon request.

    Healthcare access typically begins within 1–2 working days after payment and submission of enrollee details.

    Yes, each organization is assigned a dedicated Client Service Officer for prompt support and coordination.

    Need Help? Chat Now!